Services
What I do
Insurance Products
Marine Cargo Insurance
Property All Risk
Financial lines Insurance
Energy Insurance
Cyber Insurance
Construction Insurance
Casualty Insurance
Accident and health
Accident and Health
Casualty Insurance
Marine Insurance
Marine Cargo insurance
We draw upon the expertise of our experienced underwriters to create customised solutions for a wide variety of shipping needs. Our Cargo product gives you access to an in-house risk management team of specialist surveyors and loss control advisors that work closely with our claims adjustors.
Coverage Highlights
- Annual, open and short term cargo insurance for domestic and international shipments
- Complex, higher hazard, nonstandard and unusual cargo risk solutions
- Fine art and valuable goods covers
- Marine storage insurance
- Project cargo with optional cover for consequential loss
- Shipment insurance products for higher volume and lower value deliveries
- Single shipment cargo insurance
- Transport operators freight liability with cargo protection options
- Truck cargo insurance
We are able to provide high limit protection of up to USD25 million for any one conveyance
Why choose Us
- Customised risk management solutions
- Established logistics and project cargo practice
- Experienced Marine Underwriters
- Ability to accommodate high policy limits
- Long-term focus on client relationships
- Tailored multinational programmes
- Wide commodity range
- Worldwide network of claims professionals
Marine Hull insurance
One of the coverage is the Hull Insurance, which is an insurance product with provides coverage for hull, along with its machinery and equipment, against damage or loss arising due to shipping risks and perils of the seas. This insurance product is a supplementary product which can be taken to complement the primary coverage of cargo products that we provide.
Our excellence in providing Marine Hull Insurance include:
- Long-term focus on client relationships
- Tailored products as required
- Experienced Marine Hull Underwriters
- Worldwide network of claims professionals
- Customized risk management solutions
Coverage Highlights
- Perils of the seas, such as inclement weather, drowning, crash, etc
- Fire and explosion
- Theft with violence by persons outside the ship
- Jettison
- Piracy
- Breakdown or accident in nuclear installation or reactor (on the vessel)
- Collision with airplane or other space objects, means of land transportation, dock, etc
- Earthquake, volcanic eruption, lightning strike
- Accidents due to cargo loading-unloading or fuel
- Negligence by captain, crew or guide
- Etc
Coverage Options
All Risk (Comprehensive)
Guarantees any damage, either partial or total.
Total Loss Only
Only guarantees total loss, which includes:
Actual Total Loss
- Vessel is wrecked or completely destroyed
- The Insured is unable to regain ownership of the vessel
- Vessel is declared ‘lost’, i.e. not found for more than 6 months since the voyage ended
Constructive Total Loss
- The Insured cannot regain ownership of the vessel (deprived) and the estimated cost to regain the vessel is higher than the value of the vessel if the vessel can be saved
- Vessel is heavily damaged that the repair cost is higher than the insured value
Property Insurance
Property All Risk
Every business faces a unique set of risks that can potentially lead to loss or damage. No matter the size of your company, we can customise a property risk management policy to protect your properties and their contents against losses from happening, and minimise the impact when they do. With a client list that includes many of the world’s foremost companies, Chubb has just the kind of experience to safeguard your interests.
Coverage Highlights
What it covers
We’ll consider a broad spectrum of occupancies including:
- Apartment buildings
- Colleges and universities
- Commercial offices / Retail blocks
- Financial institutions
- Hospitals and larger clinics
- Infrastructure (such as toll roads and bridges)
- Light Industrial / Manufacturing companies with a risk management philosophy
- Modern hotels and resorts
- Ports
- Radio and TV broadcasting facilities
- Real estate owners / Portfolios
- Schools / Churches
- Shopping centres, malls, plazas, etc.
- Sports facilities / Stadiums
- Telecommunications
- Utilities (large/modern)
Benefits
- Coverage – ‘Fire & Named Perils’ or ‘All Risks’ cover for physical assets, interruption to business or loss of profits against any physical loss, destruction or damage not otherwise excluded
Small ,Medium ,enterprise Insurance
We believe that the business you build from zero is a precious possession. Imagine if fire, flood, earthquake, burglary, or any other hazard risks occur. Are you certain that the disruption will not affect your business?
Small and medium enterprises can be more vulnerable against fluctuating economic conditions and other business disruptions. As one of your sources of income, it is vital for you to choose a tailored protection that answers the specific needs of your business.
The coverage provides through its Non-Residential Property Insurance can be customised according to risks that your business faces.
Non-Residential Property Insurance is targeted for, but not limited to, the following businesses
- Offices
- Shops
- Supermarkets
- Restaurants / cafes
- Beauty Salons
- Motor Vehicle Workshops
- Hotels
- Hospitals
- and, Schools
Standard Coverage
- Fire
- Lightning
- Explosion
- Airplane crashing
- Smoke
- Riot, strike, lockout, crime, public commotion, and looting occurring during the riot or public commotion
- Flood, hurricane and/or storm, damage due to water
- Theft, burglary including attempted theft or burglary
- Hit by another vehicle
- Landslide, land subsidence or landslip
- Earthquake, volcanic eruption, fire and explosion following earthquake, volcanic eruption and tsunami
- Inadvertent accident due to risks not exempted by the policy
Additional Coverage
- Legal Liability
- Continuity Benefits
- Compensation for Death due to Accident
- Short-circuiting
- Fire fighter cost
- Fire extinguisher equipment cost
- Key replacement cost
- Terrorism and sabotage
Financial Lines
directors and officers Insurance
Being a company director or officer makes you vulnerable to allegations of wrongful acts in the course of doing your job. No matter the size of your organisation, this policy protects you from claims made against you by a host of third parties – from shareholders to customers. That way, you can focus on running the company instead of worrying about or dealing with protracted litigation.
Coverage Highlights
What it covers
- Defence costs, legal representation expenses, damages, judgements, settlements, bail bond costs, crisis costs, deprivation of asset costs, prosecution costs, public relations expenses
- Costs arising from extradition proceedings
- Tax contributions where the parent company has become insolvent and there’s personal liability of an insured
- Losses incurred for civil fines and penalties
profesional Indemnity Insurance
No matter how experienced you are or how long your company has been around, errors can still occur during daily operations. Find out how our Chubb Elite Professional Indemnity Insurance comprehensively protects professionals like you against a wide range of scenarios – from errors and omissions to defamation and intellectual property infringement.
Coverage Highlights
Market specialisation
- Architects, engineers, project managers, surveyors and interior designers
- Public accountants and company secretaries
- Property managers and real estate agencies
- Broadcasters, publishers, advertising agents, graphic designers, printers, public relations consultants, event manager television stations
- Consultants in various industries including management consultants, marketing, security, information technology, human resource and professional training
- Ancillary medical professionals including counsellors, nutritionists, optometrists, pharmacists, chiropractors, acupuncturists and speech therapists
- Beauticians, hairdressers, spa operators, travel agents, health and fitness clubs and security guard companies
What it covers
- Broad insuring clause covers any claim for civil liability in the conduct of the business
- Defamation
- Intellectual property infringement
- Loss of documents
- Legal representation at inquiries
- Liability arising from participation in joint ventures and more
Elite Medical malpractices Insurance
We know that medical or healthcare professionals and establishments are very vulnerable to complex risks and costly litigation. A form of professional indemnity insurance, Elite Medical Malpractice Insurance provides individual healthcare practitioners and medical establishments with protection and tools to manage the evolving risks of today’s complex healthcare industry.
Now you can protect your practice, reputation and financial assets with Chubb’s Elite Medical Malpractice Insurance – a comprehensive suite of customised solutions that even covers Good Samaritan Acts, among other risks.
Coverage Highlights
What it covers
- Cover for civil liability claims arising from an act, error or omission in the provision of professional healthcare services
- Cover for legal representation costs incurred directly in connection with formal inquiries into the conduct of professional healthcare services
- Vicarious liability for doctors (including locums), consultants, contractors, subcontractors and agents
- Cover for Good Samaritan Acts
- Cover for unintentional intellectual property infringement
- Cover for reasonable and necessary costs of replacing or restoring lost documents
- Automatic cover for new subsidiaries acquired or created during the period of insurance (applies to medical establishments only)
- Automatic run-off coverage
- Advancement of defence costs and legal representation expenses
Coverage for individuals and healthcare facilities
- Individuals – we serve a range of classifications, from generalists through to specialists, dentists, allied health professionals and even registered Traditional Chinese Medicine (TCM) practitioners
- Healthcare facilities including, but not limited to:
- Acute care hospitals
- Healthcare system
- Integrated delivery systems
- Teaching hospitals
- Children’s hospitals
- Specialty hospitals including behavioural health, critical access, rehabilitation, sub acute care and long-term acute care
Financial Advisory
Mergers & Acquisitions
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Financial Crisis
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Accident and health Insurance
Group personal accident
Workplace injuries can disrupt your business and lead to costly compensation payments. That’s why we protect employers with extensive insurance coverage and liability insurance protection against accidental death or injury. Our track record of offering Group Personal Accident insurance to organisations also puts us in a good place to help yours, no matter its size.
Coverage Highlights
Benefits
- Providing protection to the Insured until 75 years of age
- Employees must be employed for at least one year
- High coverage for Total Permanent Disability
- Benefits for Serious Burns, including Second Degree Burns
- High coverage for fractures
- Coverage which includes traditional treatments
- Standard policy without name, for corporate policy with at least five employees
- Additional coverage option for medical treatment due to accident for a maximum 20% of Death due to Accident/Total Permanent Disability coverage
- Able to provide protection to company employees working offshore/underground (limited only to visits and supervision activities)
Additional Benefits Option
- Allowance for the Insured’s credit card bill for medical purposes due to accident,
- Transportation allowance
- Allowance for funeral expenses –
- Medical evacuation due to accident –
- Children’s education –
- Serious burns (second or third degree) – up to 30% of coverage for Death due to Accident/Total Permanent Disability,
- Household utilities benefit –
- Providing accident protection for Chartered Flights or other non-commercial flights such as Helicopter
- Providing benefits for complications due to accident
- Providing benefits for Bacterial or Virus contamination due to accident
- Providing benefits for Death due to Accident/Total Permanent Disability arising from abduction
Classification of Occupations
- Class 1 Risk – Lawyers, managers and clerical workers, office salespeople and other occupations with the lowest risk level.
- Class 2 Risk – Occupation where risk levels are still minimal, but higher than Class 1 risk. Several risks in this class involves very light manual labor (not including use of machinery). For example, door-to-door salespeople, surveyors and administration workers having their office in project sites.
- Class 3 Risk – Included here are industrial workers the majority of which are skilled and semi-skilled workers, and most of which operate machinery. The occupational hazard in this category creates a greater risk than that of Class 2 occupations, notwithstanding accident prevention measures in industrial plants or elsewhere. For instance, gas station workers, field farmers using machinery, carpenters (excluding carpenters using wood craft machines powered with engine) and taxi drivers.
Group Business Travel Insurance
Travelling can be essential to business, but it can become a stressful and expensive affair if things don’t go as planned. Chubb‘s portfolio of business travel solutions can protect your employees wherever your business takes them. For peace of mind on the move, this insurance covers them for a wide range of incidents – from lost passports and cash to accidents.
Coverage Highlights
Benefits
Whether it’s a mishap abroad, or lost business documents, passports and personal belongings during the trip, travelling on business can be stressful without the right insurance coverage. Accidents or illnesses that happen to key staff members while representing your interests abroad, or even a family crisis back on the home front can also distract them from the objectives of their business trip. Chubb can protect your business from these unanticipated challenges to your overseas business ventures.
- Get prepared, get covered!
With Chubb’s Business Travel, you can protect your business interests in the event of an emergency. Anything, from flying out a replacement colleague to reimbursement for medical expenses, can be covered.
Chubb’s Business Travel offers on-the-spot emergency assistance 24 hours a day, 365 days a year, anywhere in the world. Whether it’s a minor glitch or a major emergency, our fuss-free multinational risk management and business trip insurance solutions offer total peace of mind.
- Vital assistance with just one phone call
With Chubb Assistance, special arrangements can be organised to airlift your personnel out of remote areas where proper medical care isn’t available.
- Customise your own business travel programme
One of the best features of Chubb’s Business Travel is that all the benefits can be tailored to meet your needs.
Casualty Insurance
Free Estimation
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